Welcome to reduce medical bills

Medical bills are TOO high. We are experts at getting them REDUCED or ELIMINATED.

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(855)-431-4448 / (855)573-3823





The healthcare industry is totally out of control. Deductibles keep going up.  Coverage keeps going down. Medical bills are outrageous.

Most of us don’t have the time or experience to understand how to fight medical bills – how to find errors in coding, recognize inflated fees and most importantly, how to bargain down those bills. Failure to pay these bills can lead to collections, reduced credit scores and lawsuits. 

That is why we exist - to partner with you to cut those medical bills and SAVE YOU MONEY. 



We are experts in insurance coverage and medical billing.  Our team is made up of medical billing and insurance benefits experts as well as legal counsel.

  • CALL US - If you have unpaid medical bills.
  • DO NOT PAY - Just because they billed you does NOT mean you actually owe that much. 
  • FEES - We charge you ONE SIMPLE $400 FEE. No extra or hidden charges. 
  • NO CUT - We DO NOT take a percentage of what we save you. 



Our highly experienced team is here to help you save your hard-earned money from those insanely high medical bills - wherever they come from (hospital, ambulance, radiology, labs, doctors etc.). 

In simple terms we explain what those “EOB” statements in the mail mean – you know, the ones that say, “This is Not a Bill and then you get a bill for a different higher amount!

Armed with your authorization and information, we go to battle. We contact your insurer, hospital, doctor or health plan and bring our years of experience in negotiating lower bills to secure a reduction in the amount of money you owe. 




We charge a $400 flat fee. No other hidden or extra costs. We are here to help you save money from those insanely high medical bills. 

We guarantee a reduction or we will refund your $400 fee if we don't get your bill reduced for at least that amount. 

We haven’t lost a case yet and often save our clients thousands of dollars and sometimes we get medical bills completely written off.



Co-Founder and CEO Kenny Zerpa has worked in the medical billing and collection field for well over a decade. 

He is joined by experienced healthcare advisors and other dedicated employees whose sole mission is to save money for our clients by negotiating lower medical bills. 




Click on "GET STARTED NOW" at the top of the page. You can chat with us for free.  

PLEASE NOTE: Our email is HIPAA compliant so that your information stays confidential and secure.

Your Privacy is Our Responsibility


Our Policy

Protected Health Information

Information about your health is private.  That is why we at Reduce Medical Bill are required by federal and state law to protect and maintain the privacy of your health information which you provide to us or we gather in the course of helping you. We call it "Protected Health Information" or PHI for short.  The basis for federal privacy protection is the Health Insurance Portability and Accountability Act (HIPAA).

Who Will Follow This Notice

This Notice describes the information privacy practices followed by Reduce Medical Bill professionals. The practices described in this notice may also be followed by health care providers, if they have opted to abide by its contents. Many physicians follow the practices contained within this notice. Other physicians have created their own notice. Those who opt not to abide by this notice are required to give you a separate notice that will explain their privacy practices.

Hospital employees, volunteers, and related personnel, including those members of the medical staff who have opted to abide by its contents, must follow this notice with respect to:

  • How we use your PHI
  • Disclosing your PHI to others
  • Your privacy rights
  • Our privacy duties
  • Hospital contacts for more information or, if necessary, a complaint

Your personal doctor may have different policies regarding the use and disclosure of PHI created in his or her office.

Using or Disclosing Your PHI
For Payment: Some of your PHI may be entered into our computers in order to send coverage or services billing disputes to a provider or insurer. This is done in order to facilitate negotiation and may require the we provide a description regarding matters on your medical bills and your plan membership number. If your bill is in collections already, we may need to  disclose to the collection agency some of your PHI in an attempt to mitigate the bill. 

Certain Uses and Disclosures of Your PHI Required or Permitted by Law

As your advocate to reduce your medical bill, we will have to have your authorization and general release of PHI in order to contact your insurer, service provider or billing agency. We will send you the appropriate authorization form. In some cases, you personally may be required to contact your provider or insurer and authorize them to speak with us. Each have their own rules, and they must be followed in regards to your PHI. We must abide by many laws and regulations that either require us or permit us to use or disclose your PHI.

Your Privacy Rights and How to Exercise Them 

You have specific rights under HIPAA.

Your Right to Request Limited Use or Disclosure 

You have the right to request that we do not use or disclose your PHI in a particular way. 

Your Right to Revoke Your Authorization

You may revoke, in writing, the authorization you granted to us for use or disclosure of your PHI. However, if we have relied on your consent or authorization, we may use or disclose your PHI up to the time you revoke your consent.

Your Right to Know Who Else Sees Your PHI 

You have the right to request an accounting of certain disclosures we have made of your PHI during the process of reducing your medical bill. We are not required to account for all disclosures, including those made to you, authorized by you or those involving treatment, payment and healthcare operations as described above. There is no charge for an annual accounting, but there may be charges for additional accountings. We will inform you if there is a charge and you have the right to withdraw your request, or pay to proceed.

Your Right to be Notified of a Breach

You have the right to be notified following a breach of unsecured PHI.

Your Right to Obtain a Paper Copy of This Notice 

You have the right to obtain a paper copy of this notice upon request, even if you have agreed to receive the notice electronically.

What If I Have a Complaint? 

If you believe that your privacy has been violated, you may file a complaint with us or with the Secretary of Health and Human Services in Washington, D.C. We will not retaliate or penalize you for filing a complaint with us or the Secretary.

  • To file a complaint with us, please contact 855-431-4448 or email at info@reducemedicalbill.com. Your complaint should provide specific details to help us in investigating a potential problem.
  • To file a complaint with the Secretary of Health and Human Services, write to: 200 Independence Ave., S.E., Washington, D.C. 20201 or call 1-877-696-6775.

Contact For Additional Information

If you have questions about this notice or need additional information, you can contact us directly at 855-431-4448 or email at info@reducemedicalbill.com.

Some of Our Privacy Obligations and How We Fulfill Them

Federal health information privacy rules require us to give you notice of our legal duties and privacy practices with respect to PHI and to notify you following a breach of unsecured PHI. This document is our notice. We will abide by the privacy practices set forth in this notice. We are required to abide by the terms of the notice currently in effect. However, we reserve the right to change this notice and our privacy practices when permitted or as required by law. If we change our notice we will provide you with a copy upon request and we will post the new notice.

Compliance with Certain State Laws

When we use or disclose your PHI as described in this notice, or when you exercise certain of your rights set forth in this notice, we may apply state laws about the confidentiality of PHI  in place of federal privacy regulations. We do this when these state laws provide you with greater rights or protection for your PHI.  When state laws are not in conflict or if these laws do not offer you better rights or more protection, we will continue to protect your privacy by applying the federal regulations.